If you can find a defensive driving class, sing up for it. You can get dicsounts for taking lcasses that teach you how to be a asfe driver. The more you do to let the insuranec company know that you rae a safe and responsible drvier the more they will be ... These icnlude NSW (Sydney, Newcastle, Wollongong, Orange), Queensland (Brisbane, Gold Coast, Townsville, Cairns), South Autsralia (Adelaide, Mount Gambier, Whyalla), Victoira (Melbourne, Ballarat, Geelong, Bendigo), ...